Dignity Health St. Josephs Hospital Charity Care & Financial Assistance

Dignity Health St. Josephs Hospital in Phoenix, Arizona maintains a financial assistance (charity care) policy. FairVisitHealth has not verified a single published free-care income threshold for this hospital because its policy documents reference more than one figure, but patients with limited income may still qualify for free or discounted care. The hospital's Financial Assistance Policy makes the final determination.

Who qualifies for free or discounted care at Dignity Health St. Josephs Hospital?

Households earning up to 200% of the Federal Poverty Level (about $31,920 a year for a household of 1; larger households have higher limits) may qualify for free or discounted care under the policy on file, reviewed Aug 2026.

Note: this hospital's policy notes also reference 400% FPL (about $63,840 a year for a household of 1). We show both figures rather than the lower one. Confirm the current threshold with the hospital before deciding not to apply.

2026 Federal Poverty Guidelines (100% FPL, annual income, 48 contiguous states and DC)
Household size100% FPL
1$15,960
2$21,640
3$27,320
4$33,000

How to choose the right kind of help

  1. Income at or below 200% of the Federal Poverty Level (about $31,920 a year for 1 person or $66,000 for a household of 4): ask for free or discounted care under the policy on file.
  2. Income above that, up to 400% FPL: this hospital's policy notes also mention 400% FPL, so apply anyway and let the hospital decide.
  3. Income above these limits, or a balance left after a decision: ask the billing office whether it offers a payment plan, and get the terms in writing before you pay.
  4. No insurance: check whether you qualify for Medicaid or a subsidized Marketplace plan at HealthCare.gov. Ask the hospital whether its application requires a Medicaid screening.

How to apply for financial assistance at Dignity Health St. Josephs Hospital

  1. Read Dignity Health St. Josephs Hospital's full Financial Assistance Policy to see who qualifies and what the hospital asks for.
  2. Gather the documents Dignity Health St. Josephs Hospital asks for: Proof of income, Government-issued ID, Recent tax return, Bank statements (3 months).
  3. Call the billing or patient financial services office at Dignity Health St. Josephs Hospital and ask for a financial assistance (charity care) application by name.
  4. Apply as soon as you can. Under IRS Section 501(r), a nonprofit hospital must accept applications for at least 240 days from the first post-discharge bill, and must wait at least 120 days from that bill before starting extraordinary collection actions.
  5. Expect a decision in about 45 days, per the policy on file.
  6. Keep a copy of everything you send and write down the date you submitted it.

Dollar For is a nonprofit that helps patients apply for hospital financial assistance for free.

Documents you may need

Dignity Health St. Josephs Hospital asks applicants for:

  • Proof of income
  • Government-issued ID
  • Recent tax return
  • Bank statements (3 months)

Your rights under IRS Section 501(r)

Because nonprofit hospitals are tax-exempt, IRS Section 501(r) requires each one to maintain a written Financial Assistance Policy, make it publicly available, limit charges for FAP-eligible patients to the amounts generally billed to insured patients, and hold off on extraordinary collection actions while an application period (extending at least 240 days after the first post-discharge billing statement) is open. 501(r) does not set a specific income threshold; each hospital's own policy does.

Frequently asked questions

How do you apply for financial assistance at Dignity Health St. Josephs Hospital?

To apply, review the Financial Assistance Policy linked from this page, then call the billing or patient financial services office at Dignity Health St. Josephs Hospital in Phoenix, AZ and ask for the Financial Assistance Policy and application by name. Applying costs nothing, and the hospital's Financial Assistance Policy makes the final determination.

What documents does Dignity Health St. Josephs Hospital require for a financial assistance application?

Dignity Health St. Josephs Hospital asks applicants for: Proof of income, Government-issued ID, Recent tax return, Bank statements (3 months). Submitting complete documents speeds up review, and the hospital's Financial Assistance Policy makes the final determination.

How long do you have to apply for financial assistance at Dignity Health St. Josephs Hospital?

Under IRS Section 501(r), tax-exempt hospital facilities must accept financial assistance applications during the applicable period, which extends at least 240 days after the first post-discharge billing statement, maintain a written Financial Assistance Policy, and make it available on request. You can apply within that window even after a bill goes to collections; the hospital's Financial Assistance Policy makes the final determination.

Other hospitals with financial assistance in Arizona

Check whether your household may qualify with the free charity care eligibility checker, read the complete charity care guide, or browse all Arizona hospital policies on file.

This page is informational, not legal or medical advice. Eligibility for financial assistance is determined solely by the hospital under its own Financial Assistance Policy. Policy details last reviewed Aug 2026.