HOLY CROSS HOSPITAL Charity Care & Financial Assistance

HOLY CROSS HOSPITAL in CHICAGO, Illinois is a nonprofit hospital whose financial assistance policy offers free or discounted care to patients with household income up to 200% of the Federal Poverty Level (about $31,920 a year for a household of 1), as published by the hospital, not independently verified by our team. The hospital's Financial Assistance Policy makes the final determination.

Who qualifies for free or discounted care at HOLY CROSS HOSPITAL?

Households earning up to 200% of the Federal Poverty Level (about $31,920 a year for a household of 1; larger households have higher limits) may qualify for free or discounted care under the policy on file, as published by the hospital, not independently verified by our team.

2026 Federal Poverty Guidelines (100% FPL, annual income, 48 contiguous states and DC)
Household size100% FPL
1$15,960
2$21,640
3$27,320
4$33,000

How to choose the right kind of help

  1. Income at or below 200% of the Federal Poverty Level (about $31,920 a year for 1 person or $66,000 for a household of 4): ask for free care under the policy on file, as published by the hospital.
  2. Income above these limits, or a balance left after a decision: ask the billing office whether it offers a payment plan, and get the terms in writing before you pay.
  3. No insurance: check whether you qualify for Medicaid or a subsidized Marketplace plan at HealthCare.gov. Ask the hospital whether its application requires a Medicaid screening.

How to apply for financial assistance at HOLY CROSS HOSPITAL

  1. Call the billing or patient financial services office at HOLY CROSS HOSPITAL and ask for a financial assistance (charity care) application by name.
  2. Apply as soon as you can. Under IRS Section 501(r), a nonprofit hospital must accept applications for at least 240 days from the first post-discharge bill, and must wait at least 120 days from that bill before starting extraordinary collection actions.
  3. Keep a copy of everything you send and write down the date you submitted it.

Dollar For is a nonprofit that helps patients apply for hospital financial assistance for free.

Documents you may need

This hospital has not published a document list we have verified. Hospitals typically ask for:

  • Proof of income (recent pay stubs or last year's tax return)
  • A photo ID
  • Recent bank statements
  • Proof of household size
  • The hospital's own application form

Your rights under IRS Section 501(r)

Because nonprofit hospitals are tax-exempt, IRS Section 501(r) requires each one to maintain a written Financial Assistance Policy, make it publicly available, limit charges for FAP-eligible patients to the amounts generally billed to insured patients, and hold off on extraordinary collection actions while an application period (extending at least 240 days after the first post-discharge billing statement) is open. 501(r) does not set a specific income threshold; each hospital's own policy does.

Illinois law: Hospital Uninsured Patient Discount Act (210 ILCS 89) requires free care for household incomes up to 200% FPL and discounted care up to 300% FPL, applying to all hospitals (uninsured patients). Last verified 2026-08-24. Read the statute.

Frequently asked questions

Who qualifies for free or discounted care at HOLY CROSS HOSPITAL?

Per the policy on file, patients with household income up to 200% of the Federal Poverty Level (about $31,920 a year for a household of 1) may qualify for free or discounted care at HOLY CROSS HOSPITAL, as published by the hospital, not independently verified by our team. Patients above the threshold should still apply, since many policies apply sliding-scale discounts; the hospital's Financial Assistance Policy makes the final determination.

How long do you have to apply for financial assistance at HOLY CROSS HOSPITAL?

Under IRS Section 501(r), tax-exempt hospital facilities must accept financial assistance applications during the applicable period, which extends at least 240 days after the first post-discharge billing statement, maintain a written Financial Assistance Policy, and make it available on request. You can apply within that window even after a bill goes to collections; the hospital's Financial Assistance Policy makes the final determination.

Other hospitals with financial assistance in Illinois

Check whether your household may qualify with the free charity care eligibility checker, read the complete charity care guide, or browse all Illinois hospital policies on file.

This page is informational, not legal or medical advice. Eligibility for financial assistance is determined solely by the hospital under its own Financial Assistance Policy.