No Surprises Act, state charity care laws, FDCPA protections, and statute of limitations. We check which laws apply to your specific situation and state.
Every charge on your bill compared against Medicare, insurer, and hospital transparency data. Show providers exactly what the fair price should be.
Debt validation letters, credit report dispute kits, and FDCPA violation notices. Protect your credit score and fight invalid collection attempts.
"Illustration: a patient with medical bills from several providers uses the multi-bill coordinator to apply for charity care at the nonprofit hospital first, then makes written settlement offers on the remaining bills."
Illustrative Example
Not a member outcome
"Illustration: after receiving a collections notice, a patient sends a debt validation letter within the dispute window and asks the collector to document the debt before paying anything."
Illustrative Example
Not a member outcome
"Illustration: a patient with an old medical debt uses the statute of limitations checker to see whether the debt may be time-barred in their state before responding to a collector."
Illustrative Example
Not a member outcome
AI bill analyzer, 97 templates, charity care screener, and action tracker.
97 templates with legal citations to dispute and negotiate your bill.
Find charity care programs and dispute hospital overcharges.
Step-by-step guide to disputing overcharges and reducing your bill.
Understand self-pay discounts and fair cash prices.