Our tool checks your income and household size against hospital financial assistance policies. Many patients qualify for 50-100% bill reduction and never know it.
We pull hospital nonprofit status, CMS quality ratings, and pharma payment data. Know exactly who you're dealing with before you negotiate.
From initial dispute to collections defense. Each template includes relevant federal and state laws that hospitals must follow.
Prices shown are estimated market ranges based on public hospital and provider data.
"Example: A patient with a $22,000 hospital bill discovered the hospital was nonprofit and was required to offer financial assistance. After applying, the entire bill was forgiven based on income level."
Example Scenario
Based on CMS data
"Example: After comparing ER charges to Medicare rates, a patient found the hospital was charging 5x the CMS rate for routine labs. A formal dispute letter with specific codes resulted in a 65% reduction."
Example Scenario
Based on CMS data
"Example: A patient used the settlement calculator and offered 40 cents on the dollar for an old hospital bill. The hospital accepted because settling was more cost-effective than pursuing collections."
Example Scenario
Based on CMS data
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