No Surprises Act, state charity care laws, FDCPA protections, and statute of limitations. We check which laws apply to your specific situation and state.
Every charge on your bill compared against Medicare, insurer, and hospital transparency data. Show providers exactly what the fair price should be.
Debt validation letters, credit report dispute kits, and FDCPA violation notices. Protect your credit score and fight invalid collection attempts.
Prices shown are estimated market ranges based on public hospital and provider data.
"Example: A patient with $45,000 in medical debt across 3 providers used the multi-bill coordinator. By applying for charity care at the nonprofit hospital and settling the other 2 bills, total debt was reduced to $8,000."
Example Scenario
Based on CMS data
"Example: After receiving a collections notice, a patient sent a debt validation letter. The collector could not provide proper documentation, and the debt was removed from the credit report."
Example Scenario
Based on FDCPA guidelines
"Example: A patient discovered that their 4-year-old medical debt exceeded the statute of limitations in their state. Using the SOL checker, they confirmed the debt was time-barred and legally unenforceable."
Example Scenario
Based on state law
AI bill analyzer, 97 templates, charity care screener, and action tracker.
97 templates with legal citations to dispute and negotiate your bill.
Find charity care programs and dispute hospital overcharges.
Step-by-step guide to disputing overcharges and reducing your bill.
Understand self-pay discounts and fair cash prices.