Cash-Pay Specialist Guide
Specialist Care at Self-Pay Prices
Most specialists offer cash-pay rates 50-80% lower than insurance. Know what to ask and what to expect.
20-80% savings
Just ask for cash rate
Prices are estimates only. Verify with provider before booking.•Not medical advice.Emergencies: 911
Ask for Prompt-Pay Discount
Paying within 30 days can reduce your bill by 20-50%
Bundle Services
Combine consult + procedure for 15-25% additional savings
Use FairVisitHealth Prices as Leverage
"I found your published rate of $X—can you match that?"
Check FAIR Health
Reference fair market prices at fairhealth.org
Cardiology Cash-Pay Pricing
EKG + Consult
Save 50-70%
Insured:$400-$800
Cash-Pay:$150-$350
Echocardiogram
Save 60-70%
Insured:$800-$2,000
Cash-Pay:$300-$600
Stress Test
Save 60-70%
Insured:$500-$1,500
Cash-Pay:$200-$500
Holter Monitor
Save 60-70%
Insured:$300-$600
Cash-Pay:$100-$250
Tips for Cardiology
- HonorHealth offers $218 prompt-pay for EKG + consult
- Bundle cardiac workup for additional 15-20% savings
- Ask about "cash-pay package" for new patient evaluations
What to Say When Calling
"I'm scheduling a cardiac evaluation. I'll be paying cash without insurance. What is your self-pay rate for an EKG and consult? I've seen rates around $200 at other facilities."
Important Information
- • Price Transparency Only: FairVisitHealth™ helps you find and compare healthcare prices. We are NOT a medical provider.
- • No Medical Advice: Information shown is for comparison only. Always consult a licensed healthcare provider for medical decisions.
- • Verify Prices: Always confirm pricing directly with providers before scheduling. Prices may vary based on your specific needs.
- • No Patient Data: We do NOT collect, store, or transmit protected health information (PHI).
- • No Audio/Calls: This app does NOT request microphone or phone permissions. The camera is used only if you choose to photograph a bill for analysis. All telehealth via external platforms.
- • Emergency: For medical emergencies, call 911 immediately.