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See a Doctor Without Insurance

Find affordable doctor visits near you. Compare cash-pay prices at urgent care, community health centers, and telehealth - from $25/visit.

Compare Doctor Visit Costs Without Insurance

Here's what you can expect to pay for different types of doctor visits without insurance in 2026.

Urgent Care

Cost Range:
$75-200
Wait Time:15-45 min
Best for: Minor injuries, infections, sprains
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Community Health Center

Cost Range:
$20-100 (sliding scale)
Wait Time:Appointment based
Best for: Primary care, chronic conditions
Find Community Health Center

Direct Primary Care

Cost Range:
$50-150/month
Wait Time:Same/next day
Best for: Ongoing primary care
Find Direct Primary Care

Telehealth

Cost Range:
$25-75
Wait Time:Minutes
Best for: Consultations, prescriptions
Find Telehealth

Cash-Pay Doctor

Cost Range:
$50-150
Wait Time:Appointment based
Best for: Full office visit
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Free Clinic

Cost Range:
Free-$50
Wait Time:Varies
Best for: Low-income patients
Find Free Clinic

Tips for Seeing a Doctor Without Insurance

Ask for the Cash-Pay Price

Always ask "What is your self-pay rate?"Cash prices are often 20-50% lower than insurance rates because doctors avoid billing hassles.

Consider Nurse Practitioners

NPs and PAs can handle most primary care needs and often charge 30% less than MDs. Great for routine care and prescriptions.

Use Telehealth First

Many issues can be handled via video visit for $25-75. If you need in-person care, the telehealth doctor can refer you appropriately.

Check Community Health Centers

FQHCs serve everyone on a sliding scale. If you earn under 200% of poverty level, you may qualify for significantly reduced fees.

Frequently Asked Questions

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