100% Free Resources

Free Healthcare Resources

Download free templates, checklists, and tools to help you save money on medical bills. No signup required for most resources.

Template

Medical Bill Negotiation Letter Template

A professionally written letter template to request a reduction on your medical bill. Includes placeholders for your specific situation.

Checklist

Hospital Financial Assistance Checklist

Complete checklist of documents and steps needed to apply for hospital charity care under 501(r) requirements.

Script

Bill Negotiation Phone Script

Word-for-word script to use when calling a hospital billing department. Includes responses to common objections.

Calculator

Self-Pay vs Insurance Calculator

Compare your out-of-pocket costs for self-pay versus using insurance for any procedure.

Checklist

Medical Bill Audit Checklist

25-point checklist to review your medical bill for errors, duplicate charges, and overcharges.

Guide

State Medical Debt Rights Guide

Know your rights in each state regarding medical debt, collections, and billing practices.

Template

GLP-1 Price Comparison Worksheet

Compare prices for Wegovy, Ozempic, Mounjaro, and compounded alternatives across different sources.

Template

Insurance Appeal Letter Template

Template letter to appeal a denied insurance claim with all required elements for a strong appeal.

Calculator

Charity Care Income Calculator

Calculate if you qualify for hospital charity care based on federal poverty level guidelines.

Calculator

Deductible Hacker

Strategically time medical procedures around your deductible to maximize savings. Compare insurance vs self-pay costs.

Template

Healthcare Spending Tracker

Spreadsheet template to track all your healthcare spending, deductibles, and out-of-pocket costs.

Template

Pre-Procedure Price Request Letter

Template to request an itemized price estimate before any scheduled medical procedure.

Guide

Complete Self-Pay Healthcare Guide

Comprehensive 30-page guide on navigating the healthcare system as a self-pay patient.

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