Cash-Pay Specialist Guide
Specialist Care at Self-Pay Prices
Most specialists quote a cash-pay rate that is lower than the list price. Know what to ask and what to expect.
Compare cash rates
Just ask for cash rate
Prices are estimates only. Verify with provider before booking.•Not medical advice.Emergencies: 911
Ask for Prompt-Pay Discount
Ask whether paying in full within 30 days earns a prompt-pay discount
Bundle Services
Ask whether booking the consult and procedure together is priced as a bundle
Use FairVisitHealth Prices as Leverage
"I found your published rate of $X—can you match that?"
Check FAIR Health
Reference fair market prices at fairhealth.org
Cardiology Cash-Pay Pricing
EKG + Consult
Insured:$400-$800
Cash-Pay:$150-$350
Echocardiogram
Insured:$800-$2,000
Cash-Pay:$300-$600
Stress Test
Insured:$500-$1,500
Cash-Pay:$200-$500
Holter Monitor
Insured:$300-$600
Cash-Pay:$100-$250
Tips for Cardiology
- HonorHealth offers $218 prompt-pay for EKG + consult
- Ask whether a bundled cardiac workup is cheaper than billing each test separately
- Ask about "cash-pay package" for new patient evaluations
What to Say When Calling
"I'm scheduling a cardiac evaluation. I'll be paying cash without insurance. What is your self-pay rate for an EKG and consult? I've seen rates around $200 at other facilities."
Important Information
- • Price Transparency Only: FairVisitHealth™ helps you find and compare healthcare prices. We are NOT a medical provider.
- • No Medical Advice: Information shown is for comparison only. Always consult a licensed healthcare provider for medical decisions.
- • Verify Prices: Always confirm pricing directly with providers before scheduling. Prices may vary based on your specific needs.
- • No Patient Data: We do NOT collect, store, or transmit protected health information (PHI).
- • No Audio/Calls: This app does NOT request microphone or phone permissions. The camera is used only if you choose to photograph a bill for analysis. All telehealth via external platforms.
- • Emergency: For medical emergencies, call 911 immediately.