No Surprises Act — §149.620

Good Faith Estimate Dispute Tool

If you're uninsured or self-pay and your bill exceeds your Good Faith Estimate by $400+, this tool builds a complete Patient-Provider Dispute Resolution (PPDR) packet: open-negotiation letter, CMS cover sheet, and portal walkthrough.

$400
Statutory threshold
120 days
From bill receipt to file
$25
Admin fee (credit if you prevail)

Unlock GFE Dispute Tool with FairPass

Compare prices, negotiate bills, and review options that may lower eligible care costs

Search providers and compare published price data
Full contact info: phone, address, and website
97 negotiation templates and AI-powered bill audit
Price alerts, provider quality scores, and cost comparisons

Plans from

$29/month

Compare monthly, quarterly, and annual plans

Auto-renews at the selected price. Manage or cancel through the service where you subscribed; access continues through the end of the billing period.

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Legal Disclaimer

This tool provides general information about the No Surprises Act PPDR process and generates template dispute documents. It does not constitute legal advice. Statutory basis: 42 U.S.C. §300gg-136; 45 C.F.R. §149.620. FairVisitHealth is not a law firm, healthcare provider, or insurance company. For case-specific advice, consult a healthcare billing advocate or consumer-rights attorney.