Care costs should not be a mystery.
Compare before you book.
8.0x spread across the national benchmark range for the same procedure.
Free preview shows provider names & locations. Upgrade to $29/mo for full pricing details, phone numbers & more.
$10 for 10 days, then $29/mo, cancel anytime.
Not sure where to start?
Describe your situation in your own words. You'll get the cash price, cheaper options nearby, and the exact words to say on the phone.
Priced out of insurance? Here's why.
Millions lost coverage in 2026. Millions more carry a deductible so high that cash is the real price. FairPass helps you find it first.
In 2026, ACA marketplace enrollment fell from 22.1 million to 19.2 million after federal subsidies expired, and Medicaid rolls dropped by about 3.8 million (HHS, PBS). Add everyone already on a high-deductible plan, and a huge share of the country is paying real, undiscounted prices for care right now, insured or not. We built FairVisitHealth for that reality.
One membership. $29 a month.
Not health insurance. Everything below is included.
- Search a nationwide provider directory for available pricesCompare published prices and clearly labeled estimates where available.
- AI bill audit and negotiation lettersWhen a bill looks wrong, we help you fight it.
- Real prescription drug pricesCheck the price before you fill, not after.
Compare available price evidence
Our database includes 47M+ payer-negotiated rates, alongside published cash prices where available. These are different kinds of evidence and do not represent the same price for every provider or patient.
Search results identify whether a value is a published price, negotiated-rate evidence, or an estimate. Availability and applicability depend on the provider, procedure, plan, and visit details; confirm the amount with the provider.
Combined worker + employer premium + deductible
$777-$2,249/mo + up to $8,300
FairPass membership
$29/mo no deductible
Averages: KFF 2025 Employer Health Benefits Survey + 2025 IRS HDHP limits. Not health insurance. For people priced out of coverage or paying cash before their deductible.
Procedure Prices Vary.
Review the National Range.
Select a procedure to review its national low-to-high reference range.
This national reference range is not a FairPass-versus-nonmember price. FairPass provides search tools; providers set their own prices.
National range difference: $3,100
MRI Scan: national reference range
Only the low and high bars are observed values; the three in between mark positions across that range.
Source: CMS MPFS 2024
Overcharged? Build your strongest next step.
You keep 100%.
FairPass organizes your bill into a case, checks the available evidence, drafts letters, and tracks deadlines. You review every recommendation and stay in control of whether anything is sent.
- They take a cut of everything they win back
- Per-bill fees: pay again for the next one
- They decide which bills are “worth” fighting
- Hand over your bills and wait
- You keep 100% of what you save: no cut, ever
- Unlimited bills, one flat price
- Every bill runs as a tracked case with a clear next step
- Draft letters, deadline reminders, and evidence in one place
Your complete bill-fighting toolkit
Everything a paid negotiator uses: included in your membership.
Low income and a hospital bill? Nonprofit hospitals must have a written financial assistance policy. Read the free hospital charity care guide and look up hospital policies by state.
Comparison reflects typical pricing for paid medical-bill negotiation services. FairPass prepares evidence, drafts, and reminders for each case. You review and authorize any external action. Outcomes vary by provider, plan, and situation; FVH does not guarantee savings, approval, or bill forgiveness.
Think your medical bill is too high?
Pick your bill type and see where the overcharges usually hide. Then get the dispute letter that fights them. Most members start with one bill.
Enter the total on your er visit bill (a typical one runs around $8,400) and press Find Overcharges to see where the markup usually hides.
Estimates are illustrative, based on Medicare-benchmarked rates and common billing-error patterns. Actual fair prices and negotiable amounts vary by provider, plan, and location. Not a guarantee of savings.
Three steps to compare healthcare options
Search, compare available price evidence, and decide your next step.
Search
Find your procedure
Enter what you need and your location. MRI, lab work, surgery, dental.
Compare
See real prices
Side-by-side pricing from multiple providers. Filter by rating, distance, and price.
Save
Book and pay less
Book directly with providers. Cash prices are often lower than hospital list prices.
One membership for price searches, bill tools, and healthcare resources.
Compare care options and prices where available
Browse categories to compare available source-labeled prices and estimates. Confirm the final price and services with the provider before booking.
Join to unlock all 27 categories
$29/mo. Cancel anytime. No contracts.
What Happens Without FairPass
Studies show patients routinely overpay on medical bills when prices aren't compared in advance. Here's why.
Get all the tools to take control of your healthcare costs
Built for the person paying the bill
Healthcare prices became public by federal law. Almost nobody can read the files. We can, and we answer to you alone.
Medical debt breaks families
Medical problems contribute to two thirds of U.S. bankruptcies (American Journal of Public Health, 2019). Almost every story starts the same way: a price nobody saw before care.
The prices were hiding in plain sight
Federal transparency laws now force hospitals and insurers to publish their real prices. They comply with giant machine files almost no one can open. We turn published files into something you can use: searchable prices and benchmarks, with source and coverage details.
You are the customer, not the product
No ads. No selling your data. No cut of your savings. The membership has to earn its $29 every single month. That is the point.
See how far prices can spread
An interactive example using illustrative ranges, not a price lookup. Search your procedure and ZIP for prices from our records.
The amounts in this calculator are illustrative and are not sourced from provider records. Use search for source-labelled prices and confirm any quote directly with the provider.
A brain MRI at a major hospital can cost far more than the same scan at an independent imaging center.Compare before you book.
Search real prices near you
Example Savings Scenarios
These illustrative scenarios show the kinds of savings FairVisitHealth tools are designed to help achieve. Individual results vary based on procedure, location, and provider.
"Example: Shopping around for an MRI."
Scenario: A local hospital quotes $3,100 for an MRI. Using the transparency tools, a member locates a specialized imaging center nearby that accepts a $650 self-pay price. The membership can pay for itself on a single procedure when price gaps like this are common for imaging.
"Example: Cut an ER bill roughly in half using negotiation tools."
Scenario: After a surprise ER visit, a member receives an $8,000 bill. Using the bill-challenging templates and local market data, they demonstrate the charges exceed the regional average. The hospital adjusts the balance to $3,800 after two letters. Results depend on provider willingness to negotiate.
"Example: Identifying unbundled charges on a surgery bill."
Scenario: A member with an elective surgery and high-deductible plan uses negotiation support to flag 'unbundled' charges that should not have been billed separately. The final bill is reduced by $1,200. Typical savings depend on the bill complexity and provider response.
"Example: Comparing self-pay rates for physical therapy."
Scenario: Using the facility database, a member compares self-pay rates for 10 physical therapy sessions. They find a provider $80 cheaper per session than their in-network option, or $800 over the full course of treatment. Results vary by ZIP code and provider participation.
"Example: Using template letters to dispute a hospital bill."
Scenario: A member receives a complicated hospital bill they believe is incorrect. The bill-negotiation tools generate template letters citing billing codes and transparency laws. The hospital revises the balance. Outcomes depend on the specific billing errors and the provider's internal review process.
* Example scenarios illustrating potential outcomes, not verified individual testimonials. Actual savings depend on your procedure, location, insurance status, and provider. See our pricing methodology.
Popular Procedure Costs
In-depth pricing guides for the procedures patients ask about most.
Healthcare Pricing Questions
Prices are estimates based on publicly available data and may vary by provider, location, and individual circumstances. Always verify pricing directly with your healthcare provider.
Now on Android
Fight a medical bill from your phone
Photograph a bill to check it for errors, look up cash prices before you book, and keep your saved providers with you at the appointment. The FairVisitHealth app is free to download. A FairPass membership unlocks full pricing, provider phone numbers, and the negotiation tools.
Available on Google Play in the United States.
Your next medical bill could be lower
Cash-pay prices are often below hospital chargemaster list prices. Individual results vary.
One bill saved pays
for a full year
FairPass is $16.58/mo (annual). Many hospital bills can be reduced using our negotiation scripts and fair-price data. Individual results vary.
Cancel anytime. No contracts.