Check BEFORE Your Procedure
Don't find out your anesthesiologist was out-of-network AFTER your surgery. Check provider network status now and prevent surprise bills.
18%
of ER visits had an out-of-network charge (2017, pre-NSA)
Since 2022
Protected by the No Surprises Act
Ground ambulance
Still excluded from NSA protection
5 min
Time to Check
Source: Peterson-KFF Health System Tracker analysis of large-employer claims (2017, before the No Surprises Act took effect). The Act has covered most emergency and out-of-network facility billing since January 2022; ground ambulance transport remains excluded at the federal level.
What type of procedure or visit?
Different procedures involve different providers who may bill separately.
Common Surprise Bill Scenarios
Out-of-Network Anesthesiologist
Your surgeon is in-network, but the anesthesiologist bills separately at OON rates.
ER Physician Surprise
Hospital is in-network, but the ER doctor who treats you is not.
Lab Work Sent Out
Your blood work gets sent to an out-of-network lab without your knowledge.
Where Surprise Bills Come From
How checking provider networks before a procedure can help avoid surprise out-of-network bills
An out-of-network anesthesiologist on an in-network surgery can add a large charge. Requesting an in-network provider in advance can avoid that cost.
A radiologist reading an MRI may be out-of-network even when the facility is in-network. Asking for an in-network radiologist can prevent a surprise charge.
Confirming every provider in writing before a delivery can help avoid unexpected out-of-network bills after the baby arrives.
How It Works
Enter Procedure
Tell us what procedure and where
Add Providers
List everyone who will bill you
Check Network
We verify against your insurance
Get Action Plan
Know exactly what to do next
Don't Wait Until After
A 5-minute check now can save you thousands in surprise bills. Prevention is always easier than fighting a bill.