See a Doctor Without Insurance
Find affordable doctor visits near you. Compare cash-pay prices at urgent care, community health centers, and telehealth - from $25/visit.
Compare Doctor Visit Costs Without Insurance
Here's what you can expect to pay for different types of doctor visits without insurance in 2026.
Urgent Care
Community Health Center
Direct Primary Care
Telehealth
Cash-Pay Doctor
Free Clinic
Tips for Seeing a Doctor Without Insurance
Ask for the Cash-Pay Price
Always ask "What is your self-pay rate?" Cash prices are often lower than insurance rates because doctors avoid billing hassles.
Consider Nurse Practitioners
NPs and PAs can handle most primary care needs and often charge less than MDs. Great for routine care and prescriptions.
Use Telehealth First
Many issues can be handled via video visit for $25-75. If you need in-person care, the telehealth doctor can refer you appropriately.
Check Community Health Centers
FQHCs serve everyone on a sliding scale. If you earn under 200% of poverty level, you may qualify for significantly reduced fees.
Frequently Asked Questions
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